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A girder is a main support beam on which all of the floor joists rest. Girders in homes are typically made of wood or steel.
Having solid, intact girders is essential for your home's stability. After all, all of the weight of the house rests on these load-bearing beams. A thorough home inspector will spend a good amount of time making sure that the girders don't have any cracks in them or other signs of stress. Some homes also have had remodeling jobs that have compromised the girders -- a bad idea. Since many girders are made of wood, signs of termite damage might also be present on the girders. An inspector will also look to make sure that there are enough girders for the size of the house and that they are spaced correctly.